Collect patient balances

Give every balance a simpler way to get paid.

Deductibles, copays, and post-EOB balances don’t go unpaid because patients refuse. They go unpaid because paying is a hassle. Send a link, let patients pay from their phone, and stop chasing small balances.

Where balances get stuck

Most patient balances are small, and most patients intend to pay. The money gets lost in the gap between the visit and the payment.

The statement arrives weeks later

By the time a paper statement shows up, the visit is old news and the bill goes in a pile.

Paying takes too many steps

A phone call during business hours or a portal login is enough friction to put it off.

Small balances aren’t worth chasing

When a follow-up call costs more than the balance, it ends up written off.

What changes with HealthMe

From an open balance to a completed payment
The momentTodayWith HealthMe
Before the visitDeductible collected at the front desk, or billed laterA link for the known amount goes out before the patient arrives
After the EOBPaper statement and a portal loginA text with a link that opens checkout
Patients who need more timeStaff set up a payment plan by hand, or the balance agesEligible patients can choose Affirm at checkout
A backlog of open balancesStaff work the list one call at a timeOne CSV upload sends a link to every patient on the list
ReconciliationPayments come in through several channelsPayment activity in one HealthMe workflow

Customer story

How Optim Orthopedics turned small balances into seven figures

Optim Orthopedics in Savannah, Georgia, sees a high volume of patients with deductibles and coinsurance. Balances like these are individually small, and statements and phone calls rarely collect them.

With PayLink, Optim collected $1.24M in patient balances in 2025. Patients paid across every age group and every credit profile, from superprime to patients with no credit score.

“For practices with high deductible and coinsurance volume, PayLink alone scales to seven figures. HealthMe brought us the only small balance collection solution that's ever worked for our practice.”

Optim OrthopedicsBilling operations

What launch looks like

Start with the balances you already know about, then make links part of every visit.

  1. Week 1

    Map your collection points

    Decide when links go out (before the visit, after the EOB) and who owns follow-up.

  2. Week 2

    Send your first links

    Start with pre-service deductibles for upcoming appointments.

  3. Week 3

    Run your first campaign

    Upload a CSV of outstanding balances and send links across the list.

  4. Week 4+

    Make it routine

    Review payment activity and add links to every new balance.

See your collections opportunity

The calculator estimates PayLink collections for your group size.

Open the calculator